Saving money can feel like pouring water into a bucket with a hole – no matter how much you save there’s always some last minute emergency that drains it all out again.
But in life – there is a solution to every problem. Saving is not an exception.
Small adjustments can patch those leaks, and a little inspiration can help you stay on track.
We’ve all been there: payday hits, and suddenly it’s “treat yourself” mode (guilty as charged).
But saving doesn’t mean you have to sacrifice everything fun – just the stuff you won’t remember next week.
Think of saving as giving your future self a high five. It’s about choosing a bit of patience now so you can enjoy the freedom (and fewer stress wrinkles) later.
Sometimes we just need a little kickstart to get back on track, and that’s where (a bit pretentious) quotes come in.
They’re like a pep talk from someone who’s been there – short, snappy, and just enough to get your brain going, “Hmm, maybe they’ve got a point.”
A good quote can flip how you see things, turning saving money from a boring chore into a quest you actually want to tackle.
It’s like a friend saying, “You got this,” but in a way that sticks with you the next time you’re eyeing something in your Amazon cart.
I’ve curated some of the best ones that keep me going in my moments of weakness. Hopefully, they’ll provide some comfort to you too!
“Wealth consists not in having great possessions, but in having few wants.” – Epictetus
Epictetus started life as a slave but went on to become one of the greatest philosophers of ancient Rome.
He didn’t just preach about living simply – he lived it.
For Epictetus, wealth wasn’t about gold or power; it was about freeing yourself from the endless “I want that” mindset.
You could say he was the OG minimalist influencer.
“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand
Ayn Rand fled Soviet Russia with nothing but a passion for writing and a hunger for freedom.
She went on to write bestselling novels like Atlas Shrugged, proving that ambition and perseverance can build an empire.
Her quote reminds us that money is great, but it’s not your life’s GPS – you still have to steer the wheel.
“The real measure of your wealth is how much you’d be worth if you lost all your money.” – Anonymous
Whoever wrote this might’ve preferred to stay anonymous, but their wisdom is crystal clear: true wealth isn’t just numbers in a bank account.
It’s your skills, character, and relationships – things that can’t be wiped out with a bad stock market day.
“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki
Robert Kiyosaki was broke before writing his groundbreaking book, Rich Dad Poor Dad, which redefined how people think about money.
His story is proof that financial success isn’t about a fancy salary – it’s about smart investments and building wealth that lasts.
“Too many people spend money they earned to buy things they don’t want to impress people they don’t like.” – Will Rogers
My personal favourite!
Will Rogers, a cowboy comedian and social commentator, had a knack for telling it like it is.
Despite his wealth and fame, he never took life – or money – too seriously.
His humor-packed wisdom reminds us to stop chasing things just for show and focus on what really matters.
“Never spend your money before you have it.” – Thomas Jefferson
Thomas Jefferson might’ve penned the Declaration of Independence, but even he struggled with personal debt (ironic, right?).
His advice is timeless: don’t rack up bills today thinking tomorrow’s paycheck will save the day – because sometimes, tomorrow doesn’t go as planned.
“You can be young without money, but you can’t be old without it.” – Tennessee Williams
Tennessee Williams, the brilliant playwright behind A Streetcar Named Desire, knew a thing or two about life’s realities.
His quote is both funny and brutally honest: enjoy your youth, but don’t forget to plan for the days when a good nap costs more than a latte.
“If you don’t find a way to make money while you sleep, you will work until you die.” – Warren Buffett
Warren Buffett is the poster child for patience and smart investing.
Starting with a paper route as a kid, he built one of the world’s biggest fortunes through savvy decision-making and compound interest.
And yes, he still has his morning McDonald’s meal – proof that living simply is part of his genius.
“It’s good to have money and the things money can buy, but it’s good, too, to check up once in a while and make sure you haven’t lost the things money can’t buy.” – George Lorimer
George Lorimer, editor of The Saturday Evening Post, made his mark with witty and practical advice.
He believed in making money, sure, but not at the cost of losing your relationships, integrity, or happiness.
Basically, don’t trade your soul for a paycheck.
“You must gain control over your money, or the lack of it will forever control you.” – Dave Ramsey
Dave Ramsey is the financial guru who went bankrupt in his twenties and then turned his life around by mastering money management.
Today, he’s helped millions get out of debt and build wealth with his no-nonsense advice.
His philosophy?
Either you tell your money what to do, or it’ll boss you around like a bad roommate.
“The goal isn’t more money. The goal is living life on your terms.” – Chris Brogan
Chris Brogan, a best-selling author and marketing expert, is all about designing a life that fits you, not your bank account.
His approach reminds us that wealth isn’t just about dollars – it’s about having the freedom to spend your time and energy the way you want.
“The stock market is a device for transferring money from the impatient to the patient.” – Warren Buffett
Once again, Warren Buffett shows why he’s the king of long-term thinking.
Known for buying stocks and holding them for decades, Buffett’s wealth-building strategy proves that patience isn’t just a virtue – it’s the golden rule of investing.
“Rich people have small TVs and big libraries, and poor people have big TVs and small libraries.” – Zig Ziglar
Zig Ziglar rose from rural poverty to become a world-renowned motivational speaker and author.
His life was a testament to the power of self-education, personal growth, and prioritizing knowledge over entertainment.
(And let’s face it, Netflix can’t teach you compound interest.)
“It’s not what you make, it’s what you keep.” – Art Rainer
Art Rainer, a personal finance author, focuses on helping people manage money in ways that honor their values and future goals.
His quote reminds us that earning more is pointless if it all disappears as fast as it arrives – keeping it is the real skill.
Consistency is key for success in every area of life!
“Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.” – Franklin D. Roosevelt
FDR, the president who guided the U.S. through the Great Depression, knew a thing or two about resilience and perspective.
Despite the country’s financial struggles, he reminded people that fulfillment comes from purpose and effort, not just a fat bank account.
That’s really important when you are saving money long-term. There will come a time when you’ll be disillusioned with it all and question why you even started.
Truth be told – saving money is boring!
So it’s important to fall in love with the process and teach yourself to feel proud and accomplished with every penny you save.
“Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn
Jim Rohn went from working on a farm to becoming one of the most influential motivational speakers in the world.
His advice is clear: learning doesn’t stop when school ends, and investing in your growth pays dividends beyond your paycheck.
“Money is a terrible master but an excellent servant.” – P.T. Barnum
P.T. Barnum was an American showman and businessman, famous for founding the Barnum & Bailey Circus.
Despite his flair for the extravagant, Barnum understood the importance of controlling one’s finances rather than being controlled by them.
“Wealth is the ability to fully experience life.” – Henry David Thoreau
Henry David Thoreau was an American naturalist and philosopher, best known for his book “Walden.”
He believed that true wealth comes from rich experiences and a deep connection with nature, rather than material possessions.
Sticking this quote here just to point out that true wealth is not defined by the number in your bank account or the cash in your pockets.
It’s about life and being able to live it to the fullest!
But that’s also not possible to do if you feel crushed by financial responsibilities and live paycheck to paycheck.
Life can only be fully appreciated when the money concerns are handled.
“Balancing your money is the key to having enough.” – Elizabeth Warren
Before she became a U.S. Senator, Elizabeth Warren was a teacher who knew what it felt like to stretch every dollar.
Now she’s a financial expert who has dedicated her life to helping people understand money.
Her advice?
Balance your finances, and you’ll never feel like you’re scrambling.
Basically, she’s the wise friend who tells you to spend less on lattes – because she’s been there.
“Every day is a bank account, and time is our currency. No one is rich, no one is poor; we’ve got 24 hours each.” – Christopher Rice
Christopher Rice is a bestselling author who grew up surrounded by creativity (his mom is The Vampire Chronicles legend, Anne Rice).
He knows that success isn’t about how much money you start with – it’s about how wisely you use your time.
His advice is the wake-up call you need to stop binge-watching shows and start building your dreams.
“A wise person should have money in their head, but not in their heart.” – Jonathan Swift
Jonathan Swift, the guy behind Gulliver’s Travels, was a master of sharp wit and clever advice.
He believed money was a tool, not an obsession.
If Swift were around today, he’d probably roll his eyes at people who care more about designer brands than their savings account.
“It’s simple arithmetic: your income can grow only to the extent you do.” – T. Harv Eker
T. Harv Eker is the kind of motivational speaker who makes you want to jump out of your chair and take action.
He went from broke to millionaire by changing his mindset and now teaches others to do the same.
His motto?
You can’t just grow your bank account – you’ve got to grow yourself.
“You don’t have to be a genius or a visionary, or even a college graduate to be successful. You just need a framework and a dream.” – Michael Dell
Michael Dell started his computer company in his college dorm room and turned it into a multi-billion-dollar empire.
His story proves that success isn’t about degrees or IQ – it’s about action and persistence.
“Opportunities don’t happen. You create them.” – Chris Grosser
Chris Grosser is a photographer and entrepreneur who embodies the “hustle and grind” mentality.
He reminds us that wealth and success aren’t handed out – they’re earned through creativity, determination, and a willingness to create your own luck.
“Money isn’t everything, but it’s right up there with oxygen.” – Zig Ziglar
Zig Ziglar, a motivational speaker and best-selling author, knew how to make people laugh while delivering life-changing lessons.
His quote points out that while money isn’t the key to happiness, it’s essential for a secure and comfortable life.
Final Thoughts
And there you have it!
25 quotes by some powerful and high achieving people that just might put that spark back into you to live a better, more fulfilling life and save more money.
Money might not buy happiness, but it sure makes life a lot easier – and saving it wisely or using it to grow your wealth is the ultimate power move.
Whether you’re just starting your financial journey or you’re well on your way, these quotes are here to remind you of one thing:
you’ve got this!
So, next time you’re tempted to splurge on something you don’t need, or you’re doubting your ability to stick to a budget, come back to these words of wisdom.
Or write a few of these down on post-it notes and hang above your bathroom mirror! (David Goggins style)
The path to financial freedom isn’t always easy, but it’s absolutely worth it – and now you’ve got some inspiration to keep you going!
Godspeed! 🚀
